Unique Ways of Saving your Business Money
There are plenty of ways to save your business money. Most cost saving strategies are complex and take a fair share of time and energy to devise. However, there are a few unique cost saving practices you could implement today, that’ll make all the different, tomorrow! Consider sharing workspace One unique way of saving your business money – which you probably may not have thought of yet, is through sharing your workspace. Sharing the costs of a workspace with another company will help take the financial load off of your business, while still meeting your business’s needs, and the needs of your staff. If you don’t like the idea of…
5 Ways to Travel More Cheaply
If you’ve caught the travel bug, the cost of seeing the world can often hinder you from going out and experiencing it all. The good news is, there are methods to keep the expenses down if you’re itching for that next exciting vacation. Here are 5 ways you can go travelling without breaking the bank.
Beyond Broke – 5 Simple Tips That Will Get You Through to Payday
We’ve all been in a position where we’re counting down the days to payday. Bills seem to stack up around us, the thought of grocery shopping is a nightmare, and you seem to have a thousand social events in your calendar that are starting to make you sweat. Sound familiar? Budgeting when you’re broke seems like an impossible mountain to climb but is a necessary evil to get you through to the blessed relief of payday. These simple tips will help you to prioritize, budget and get you through to your next paycheck without sending your bank account into a massive decline in the meantime: Evaluate Your Immediate Payments Sit…
Useful Tips to Prepare for a Gap Year
So you have decided that it is time to have a gap year. Preparation is one of the easiest ways to have a free-flowing and hassle-free trip. Planning finances, money, travel insurance, health and safety will depend on adequate pre-planning of your itinerary. Planning can be completed within a few weeks and is usually a good way to get a broad understanding of some of the challenges of your upcoming gap year.
If Time Equals Money; Here’s How To Get More of Both!
How you use your time is the fundamental determinant to how wealthy you will become, and not just in a financial sense… in all senses, as wealth relates to our state of health, happiness, and relationships just as much as our bank balance – but in this article, we’re going to focus on how to increase your bank balance by better using your time. We are each given 24 hours a day yet how we each utilise these hours varies dramatically. Productivity hacks and time management techniques, even down to document management, are a huge factor in determining how well you utilise your time, but when it comes to making…
6 Steps to Make Your Dream Vacation Actually Happen
Everyone has a dream vacation they’d love to take, but not everyone gets to turn it into a reality. Making your dream vacation happen takes some work, but if you’re willing to do some planning, have some patience, and work hard, you could make it happen sooner than you think. So whether you want to travel to Belize or Antarctica, to help you out, follow these 6 steps to turn your dream vacation into a reality. Research Your Goal First up, you’re going to need to do some research. Where do you want to go? When is the best time to go there? What are the average flight costs? What…
College Student’s Guide to Spending the Summer Abroad
School’s out for the summer. Woohoo! Now what? You could spend the summer like you have your entire life or you can venture out. Your college years are the perfect time to get out and travel. Budget can be a serious drawback, but we’ve got you covered. We will take a look at how to save money and make money while traveling abroad. How to Save Money If you have been living in the dorms, you are about to find yourself without a place to stay. If you have been renting a place, your lease is probably up. That’s great news. Pack up everything you have and take it to…
5 Tips for Dealing With Debt Decisively
Human needs are unlimited but the resources available to meet those needs are limited. The fact that your earnings won’t always be enough to cover your expenses is often a good enough reason to occasionally borrow money in order to make ends meet. However, borrowing money to make ends meet often leads many people into a downward spiral in which they are overwhelmed by their debt burden. Many people are struggling with huge loads of debt; a 2016 study conducted by Nerd Wallet revealed that average U.S. household owes at least $16,000 in debt. Many people fall into the debt trap because of student loans, mortgages, and credit card bills.…
Is it Safe to Rely on Short-Term Loans?
The cost of living has been going up every day. Most of the people in the society are currently living paycheck to paycheck. When an emergency expense comes up, these consumers panic because they do not have extra incomes to deal with the situation. For people who have an emergency fund, things will be easier. However, if you are not in a position to save money, these unexpected times will be stressful. Should consumers rely on short-term loans when in emergency? Experts in the financial market say that people should only get the paycheck loans when they do not have any other options. Everyone wants easy access to funds, but…
4 Ways Cities Save Money on Sewer Repair
United States cities are suffering from aging infrastructure, from bridges to highways and sewers. Aging water and sewer systems are a major concern that’s been amplified by Hurricane Harvey and Irma. Sewer systems were unable to properly manage the overflow of water, causing untreated sewage to pour into the streets and people’s homes. Flash floods are causing similar issues in cities where the infrastructure might date back to the late 1800s or early 1900s. Cities are often underfunded, leaving the cities to repair sewer lines and “do their best” to correct systems that are past their useful lifespan. 1. Service Line Warranty Programs Cities are teaming up with utility companies…